Hansen Insurance Agency

Classic Car / Hot Rod / Antique Auto Insurance Products


Welcome to the Specialty Products section of HANSEN INSURANCE ONLINE. This area has been designed to allow easy & direct access to our
specialty products consisting of Classic Car / Hot Rod / Antique Auto Insurance.

If you don't own an average car, why would you settle for average auto insurance policy? Specialty auto insurance is a great fit for individuals who own collectible and/or antique cars and vehicles.

Specialty vehicles are obviously different from standard issue autos, but there are some differences that can be especially troublesome when searching for insurance coverage. First, there is the challenge in assessing the cost of certain types of damage to a specialty vehicle. With specialty vehicle insurance, you may have access to an insurance adjuster who has the right knowledge and experience to properly assess your claim.

Another benefit to specialty auto insurance is that the value of the specialty vehicle is often much higher than traditional policies will cover. In order to ensure that you get the full value of the vehicle and that you have a policy that considers total replacement value for the specialized auto, specialty insurance is the way to go. Your policy will have what’s called an, “Agreed Value” that will spell out the amount you get in a total loss situation.

Antique and collectible cars are not generally driven daily and certainly not used to run everyday errands. This means that the mileage for specialty autos is often much lower than for a non-specialty car. Specialty auto insurance policies take this into consideration when establishing your rates. They also understand that standard safety measures may be missing and while a traditional auto insurance policy might penalize a driver for that, specially the auto insurance is tailored to that lack of safety devices.

Please "click" on the link below to be directed to the specific product that you need.

Remember we are always just a phone call away if you need assistance. (831) 722-9666. Thank you for thinking of Hansen Insurance!


Click on the image below for a Collector, Classic, Antique or Historic vehicle Quote         


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